Category Archives: Credit

Anyone planning to get a “Cash Call” loan, read these consumer complaints first?

Michael T asked: http://www.consumeraffairs.com/finance/cashcall.html They advertise 99% APR for people with excellent credit but who with excellent credit would use Cash Call? So they typically charge 400% APR or more.Nathaniel

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How Important is Financing for a Small Business

Arnold R. McIntosh asked: Financing for a small business without good credit may seem impossible, but this is critical for any business to grow. Without financing, a business can not meet growing demands or buy equipment and facilities needed to … Continue reading

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ClearPoint Consumer Credit Counseling? Does anyone know anything about this company?

Lea asked: I have found out that Ameridebt is not a good CCCS company to go thru if you want to reduce your credit card payments and finance charges but what about Clearpoint? Anyone have any info on that company? … Continue reading

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History of consumer credit in the United States?

Name D asked: I can’t find a website that talks about the history of credit in USA. I need enough information to write a 2-page paper. Information like this book would be nice. (to poor to buy) Its not at … Continue reading

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